Protect Your Home with Best American Home Warranty

Why Every Homeowner Needs a Home Warranty

A home warranty is essential coverage for every homeowner. It protects you from unexpected system failures and appliance breakdowns, which can be costly and inconvenient. With home warranty coverage, you don't have to worry about affording covered home repairs or finding qualified contractors to help.

The Comprehensive Benefits of Home Warranty Coverage

Home warranties offer numerous advantages that go beyond simple repair coverage:

• Financial Protection: Shield yourself from unexpected, high-cost repairs and replacements.
• Convenience: Access a network of pre-screened, qualified service professionals with just one call or click.
• Customizable Plans: Choose coverage that fits your specific needs and budget.
• Transferable Coverage: Boost your home's appeal to potential buyers if you decide to sell.
• Peace of Mind: Rest easy knowing your home's critical systems and appliances are protected.
• Budget Management: Plan for home maintenance costs with predictable monthly or annual fees.

Understanding Home Warranties vs. Homeowners Insurance

While both offer protection, they serve different purposes:

• Home Warranty: Covers repair and replacement of home systems and appliances due to normal wear and tear.
• Homeowners Insurance: Protects against structural damage and loss of personal property due to events like fire, theft, or natural disasters.

A comprehensive home protection strategy often includes both types of coverage.

What You Need to Know About Home Repair and Home Warranties

• Home warranty use is rising with housing trends nationwide.
• 9 critical appliances and home systems have an average life expectancy of 13 years. Failure of one of these systems in any given year is 68% likely.
• 8 out of 10 home buyers prefer homes with an existing home warranty.
• Homes with an existing home warranty sell on average for $2,300 more and up to 11 days faster than homes without home warranties.

How a Home Warranty Works

Home warranty service contracts help pay the costs to repair or replace covered systems and appliances. Here's a typical process:

1. Purchase a Plan: Choose a plan that fits your needs and budget.
2. Wait Period: Most plans have a 30-day waiting period before coverage begins.
3. Submit a Claim: When a covered item fails, contact your warranty provider.
4. Service Call: A qualified technician is dispatched to diagnose and repair the issue.
5. Payment: You pay a small service fee, while the warranty covers the bulk of repair or replacement costs.

With this streamlined process, homeowners can quickly address issues without the stress of finding a reputable technician or worrying about unexpected costs.

Common Repair and Replacement Costs Without a Warranty

Without a home warranty, you might face significant out-of-pocket expenses for repairs or replacements:

• Air conditioner unit repair: $75-$905
• Air conditioner unit replacement: $1,848-$10,000
• Water heater repair: $100-$1,200
• Water heater replacement: $320-$6,000
• Electrical wiring or panel installation: $125-$4,000
• Refrigerator repair: $200-$400
• Oven/range repair: $100-$430
• Washer/dryer repair: $100-$400

Source: Home Advisor true cost guide chart

Choosing the Right Home Warranty Plan

When selecting a home warranty plan, consider the following factors:

• Coverage Options: Ensure the plan covers the systems and appliances most important to you.
• Service Fees: Compare the trade service call fees for different plans.
• Claim Limits: Check if there are annual caps on claims or per-item limits.
• Company Reputation: Research customer reviews and ratings for different providers.
• Contract Terms: Carefully read the terms and conditions, including exclusions and limitations.

Ready to Protect Your Home?

Don't wait until it's too late. Let Best American Home Warranty help you find the perfect coverage for your home. Compare plans and get protected today!

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